This morning, I've been adding up all of my credit card bills (which will all be due some time within 1-3 weeks), and I've realized something... Ok, I've realized a lot of things:
- I cannot spend any more money until mid-April. SERIOUSLY.
- I should lock up my credit cards until I pay off all of my bills.
- I cannot afford to watch the Mandy Moore concert on Wednesday (sorry seastarr...maybe we can just hang out outside and listen. Hehe)
- I cannot afford to buy the Canon Speedlite 580EX II I told my mom to bring home for me from the States. *boohoo* :((
- Ever since I bought Zac, I have not saved ANY money. Not in my time deposit. Not in my mutual funds. Not in my savings bank. NADA.
- The money I get every 15-30 goes right out of my pocket again, to pay for my bills.
- Major expenses for this year: Clothes + birthday blow-out (I dieeeee) + concerts!
- ...which means that: I should stop buying new clothes (how???) + I should not spend too much on food (HOW???) + I should pray for a financial miracle (because how can I surpass Toto? DMB? Justin Timberlake?!?! HOW???!!!)
Agh. This is impossible. My credit cards are magic, and I love them, but they will also be the death of me. :(
I can already hear my mom's voice in my head, saying: "Do not live beyond your means." BLAH. I hate it when she's right. Hehe.
I really should (re)start saving up. I'm already 26, and I'm way below my target. *sigh* :(
So I guess this means that for this year:
- No more out-of-town trips.
- No out-of-the-country trips (goodbye Hong Kong. Boooo).
- No more buying of camera accessories (waaaaah!)
- I should stop buying stuff at Bayo, People Are People, Plains & Prints, and Shoe Salon.
- I shouldn't be lazy to go to Greenhills to shop for my stuff there.
- No more Cold Rock ice cream. :(
- No more Tea Lattes at Coffee Bean and Tea Leaf.
- I shouldn't bring my car to the office anymore, even on Fridays (the parking fees are killing me).
- No more buying of snacks at 7-11 during break time (good for my diet, too).
- No more blow-outs! Kahit sa office despedida ko, WALA!!! (sorry officemates).
- No more kakikayan at the parlor/spa. Hello do-it-yourself manicures/pedicures, wax, etc. Shet. :(
- I should cut-back on lunch/dinners-out.
BOO.
HOO.
:'(
